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These 12 Items are Safer Stored at Home than in a Bank

2016-12-27T17:36:10+00:00 June 28th, 2016|Security|
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What's This?

We have all been led to believe the bank is the absolute safest place to store anything. After all, banks are covered by FDIC insurance policies which are the absolute best insurance in the world, right? Well, that is only true to a degree. Only bank accounts are federally insured, but safe deposit boxes are not covered. You probably have some form of homeowner or renter insurance which means that your home is a much better place to store items that would otherwise be in a bank safe deposit box. A fireproof safe in your place of residence gives you an insured and easily accessible place for your valuables.

Accessibility is another important factor. The bank’s hours are the only hours you can access your safe deposit box. In an unplanned emergency situation where a document is needed, you may be out of luck. Similarly, if the safe deposit box owner has died, many banks will place a freeze on their deposit box in the moments immediately following the report of a death. You should avoid this inconvenience altogether by taking the storage of your items into your own hands.
Read more about this important topic at the link below!

http://www.cbsnews.com/news/12-things-to-keep-in-a-safe-at-home-not-at-a-bank/

One Comment

  1. Hugo Charpentier August 4, 2016 at 2:32 am - Reply

    While food can be kept out of the cooler for 2 hours at normal temperatures, if the weather is above 90 °F outside, food should be returned to a cooler or refrigerated after only 1 hour.

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